Buying a home? Ask the seller to pay discount points to lower your interest rate! Instead of refinancing later, get into the fives now. Avoid future costs and potential debt. Don't sleep on this strategy! #MortgageTips #HomeBuying #InterestRates #SellerDiscounts #RealEstate #Finance | Mike Steele - Florida Mortgage Broker

With potential low rates in 2026, refinancing could be smart, but follow these tips. Aim for a 1% interest rate savings, consider escrow accounts, and shorten your loan term. Consolidate debt if you've got spending under control. Refinance smart to save! #Refinancing #MortgageTips #SaveMoney #FinancialPlanning #Homeowner #DebtConsolidation | Mike Steele - Florida Mortgage Broker