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Cue the plot twist: a chattel loan. AKA The Home ONLY loan…
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TikTokmortgagecouch
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Replying to @sunshine_schultz A foundation can completely change the financing options for a manufactured home. But there’s another thing lenders look for… The HUD tag (HUD certification label). That tag helps prove the home has not been moved, because once a manufactured home is moved after its original placement, it usually won’t qualify for traditional financing. For many lenders to offer a 30-year loan with lower down payments, the home typically needs: • A permanent foundation (often a conc
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