Credit card interest rates remain high, in part, because the Fed's benchmark rate still stands at a historically high level, ...

W ith the average credit card interest rate currently hovering above 23%, millions of Americans are finding it harder to keep ...

Getting out and staying out of debt is more challenging than ever. Take these action steps to curb credit card spending and simplify your finances.

Nearly two in five credit card holders have maxed out, or come close to maxing out a credit card since the Federal reserve began raising interest rates in March 2022. That's according to a new survey ...

If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your ...

Knowing your credit card's interest rate can put you in a position to identify money-saving opportunities. Find out how you can use it to your advantage.

When inflation is high and the economy is in overdrive, the Fed tries to pump the brakes by discouraging borrowing. It does ...

If you tend to carry a balance from month to month, knowing where your interest rate stands is key to saving money, especially if you're revolving several balances.

A higher credit score could make borrowing more affordable. Read on for ways you can boost your credit score in the coming ...

On Sept. 18, the Federal Reserve announced that it was cutting the Fed funds rate by 0.5%. To understand the impact on credit card rates, think of it as a chain reaction. When the Fed funds rate is ...

Credit card APRs are edging lower after the Federal Reserve cut interest rates by a half point, but not by much.