Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic protections ended.

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

Credit scores are dropping at a fast pace, the fastest since the Great Recession. With rising interest rates and inflation, people are struggling to keep up with their credit card payments.

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Splitero reports tips for improving your credit score: make on-time payments, keep utilization low, dispute errors, and limit ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...