By starting the process before 2026, you're approaching creditors at a time when many are still willing to negotiate. That ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

When a debt is discharged, it can impact what you owe, but the process and outcome aren't always straightforward.

What collection debt looks like in America: A mid-year look In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers ...