The app that changes how you think about money is also notoriously tough to adopt. Here's how to get started with it. I write about money. I’ve been reviewing tax software and services as a freelancer ...

If you’ve ever searched on Google for the best budget software, chances are you’ve run across YNAB and its legions of passionate fans. The app has been around for more than 20 years now, first as a ...

YNAB (You Need A Budget) claims its budgeting app can change your relationship with money, though you’ll need to buy into its system for such a transformation to occur. Its effective features — ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

If you’re ready to get serious about budgeting—and have the time and discipline to truly dedicate yourself to it—then YNAB is the app for you. YNAB, which stands for “you need a budget,” employs the ...

I’ve always been pretty money-conscious, but I didn’t really get into budgeting until I was in my mid-twenties. “Budgeting” is generous — I thought I was budgeting, but really I was using a crude ...