Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Nationwide, the average credit score as of 2024 is 717, which is one point lower than the previous year. However, there is a significant difference for Black Americans, who have an average credit ...

If your credit score is on the lower side, you could be paying a "subprime tax" that adds up to more than $100,000 over the course of your life, according to a Bankrate study. The study found that ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...

After the credit crisis, it's been encouraging to see that across America credit scores have been slowly improving. Despite the improvements, many scores are still lacking. As to be expected, some ...