Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and higher ...

A bad credit score is generally below 630 on a scale of 300-850. You can take steps to build it to get better deals. Many, or all, of the products featured on this page are from our advertising ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

A credit score of 670 is at the very lowest edge of the “good” category. So is a 670 credit score good? Technically, yes, and you should be able to qualify for most types of loans. But is 670 a good ...

Lenders are changing how they assess borrowers for mortgages, with credit scores mattering less and overall financial story ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income shoppers. But now the... 'Buy now, pay later' purchases can now affect your ...

When applying for a personal loan, lenders don’t just look at your income—they also focus on your credit score. This number serves as a financial report card, telling lenders how reliable you are when ...

Average car loan interest rates for excellent credit start at 5.50% for new cars and 6.90% for used cars, based on factors ...