(ARA) - Americans' total debt tops $252 billion dollars, according to Federal Reserve data, yet most don't have a basic understanding of credit information like who calculates credit scores, what ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Austin Telco Federal Credit Union’s Vice President of Member Services, Pamela Cotton, spoke with Studio 512 about how to understand your credit score. What is a credit score? “A credit score tells an ...

For better or worse, a person’s credit history and score impact many important areas of their lives, said Leslie H. Tayne, the founder and head attorney focusing on consumer and business debt matters ...

Few people actually know what a credit score represents. For example, less than one-third of Americans understand that credit scores indicate risk of not repaying a loan and not knowledge of, or ...

Opinions expressed by Digital Journal contributors are their own. Before applying for a credit card online, it’s imperative to know about your current Credit Score. Your credit score is a three-digit ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

Your credit score is a numerical representation of your creditworthiness, influencing everything from loan approvals to interest rates. It plays a pivotal role in your financial life, affecting your ...