What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Most ...

Many types of life insurance are available, but not all will fit your financial goals Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy ...

Permanent life insurance can provide a death benefit and cash value feature, and coverage lasts a lifetime or until a very advanced age. There are several types of permanent coverage, including whole ...

There are five main life insurance types to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

Certain kinds of insurance can feel like expensive wastes of money, but investing in one variety could actually increase your ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Benjamin Franklin once famously opined that nothing in the world could be certain but death and taxes. But when it comes to estate planning, how can you separate the certainty of the former from the ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.

There are two main types of life insurance: permanent and term. Permanent life insurance is designed to offer lifelong coverage, with policies typically lasting until you reach the age of 95 to 121, ...

When it’s time to get life insurance, you need to understand your options. Both term insurance and permanent life insurance pay death benefits to a beneficiary but with some important differences in ...