All credit cards that use the Mastercard payment network receive one of four designations: Standard, World, World Elite or ...

It's unfortunate you were hit with a $90 bill. You're right, this was most likely an initial service fee of some kind ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

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When you use a debit card, you access existing money in your bank account for the purchase – which can make refunds a bit easier. When you shop with a credit card, you are actually borrowing money, ...