Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Guardian Life Insurance has been helping people protect their loved ones since 1860. Its affordable rates and broad selection of riders earned it spots on our lists of both top term life providers and ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

The pioneers at EQUOTE are constantly bridging relationships with American families through no medical exam term life insurance policies. Indexed Universal Life Insurance, commonly known as IUL, has ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Life insurance is a policy designed to financially protect your loved ones in the event of your death. Insurance companies pay a set amount of money, called the death benefit, to a designated ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...