If your workplace retirement plan allows this two-step strategy, you could be supercharging your tax-free wealth.

There’s a trick amongst financial advisors that’s rarely discussed in the public, and it can reduce the tax you pay on 401(k) distributions after retirement. It’s called variable life insurance.

If you have a 401(k) at work, there’s a chance you’re sitting on a tax-free retirement loophole worth tens of thousands of dollars a year and don’t know it. It’s called the mega backdoor Roth, and it ...

Quick ReadTeachers can stack a 403(b) and 457(b) under separate IRS ceilings, sheltering roughly $49,000 annually from ...

If you’re married and one of you doesn’t earn a paycheck, the IRS still lets that stay-at-home spouse fund a full retirement account every year. It’s called a spousal IRA, and Congress wrote it into ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

In the U.S., tax loopholes come and go. Our Planet Money podcast wanted to look into the life cycle of one of those loopholes and teamed up with the tax reporting nonprofit Tax Notes to do that.

That’s the amount lost to the Treasury Department from a loophole used by exchange-traded funds to defer or avoid capital gains tax, according to new Bloomberg estimates. The savings go almost ...