The Employees’ Provident Fund (EPF) is designed to support employees’ long-term financial security, with both the employee and employer contributing 12% of the employee’s basic salary and dearness ...

EPF withdrawals are tax-free after five years of service. Before that, TDS applies for amounts over ₹50,000. Partial withdrawals are allowed with conditions, and claims can be made online or offline.

Withdrawals made after completing five years are tax-exempt. Tax-free withdrawals are also permitted for medical emergencies and other specified reasons. Transfers of EPF balances to an NPS account ...