Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Your credit score, which commonly refers to your FICO score, is calculated based on five factors: payment history, amount owed, length of credit history, new credit, and credit mix. FICO is not the ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

If you're trying to improve your credit score, it's important to understand how your credit score is calculated. While you do have many different credit scores, including VantageScores, about 90% of ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Credit scores are complicated and because rating agencies consider many factors, the process of improving them can look different for everyone. When Willard Carpenter, 68, wanted a loan to open a new ...

Financial experts constantly warn consumers to keep their credit scores in tip-top shape if they’re planning to purchase a ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...