(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

Balance transfer checks are a way to transfer credit card balances from one issuer to another with a lower interest rate. These checks may come with fees and may not offer the same benefits as balance ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay ...

A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Pay down business debt faster with the best balance transfer business credit cards for 2026. Compare top picks by 0% intro ...

Balance transfers are sometimes used to transfer one high-interest credit card balance to a new credit card offering little-to-no interest. Promotional 0% APR introductory periods are common with new ...

If your balance isn’t paid off during the introductory period, interest charges start accruing on your remaining balance. Options for handling the remaining balance include making a lump sum payment, ...